The role of a financial adviser
A financial adviser is a qualified professional who can assist you to create strategies that will maximise your net worth and meet your long-term financial objectives. Before recommending a course of action, your financial adviser will analyse your individual situation, addressing issues including cash flow, tax planning, asset allocation, risk management, retirement and estate planning.
Your financial plan?
The plan we design specifically for you takes into account your assets, liabilities, risk tolerance, goals, objectives, time horizons, and financial attitudes. Your qualified adviser maintains an accurate and current picture of your financial profile and is always motivated to do what’s in your best interests, according to Financial One’s legal fiduciary liability.
The cost of our services
The fee for the initial consultation will be $0 to $150 at which time we will discuss your general situation and talk through the next stage of the financial planning process. There is no obligation to go further. Before you make any decision to appoint us as your financial adviser, we clearly explain our scale of fees and charges.
No minimum net-worth
Although we provide the complex and coordinated professional services valued by our high net-worth clients, we do not impose a minimum net worth to become a client.
The way we work with our clients
We make your financial plan central to our process. Many of our competitors use the financial plan as a way of discovering your assets and identifying opportunities to sell you financial products. After the opportunities are identified, the actual plan is forgotten or abandoned.
But at Financial One, the financial plan is our primary service. We create a dynamic and personally-tailored plan that is designed to evolve as your financial position changes through life.